Neptune Flood

About Neptune Flood

Neptune Flood is the largest private flood insurance company in the United States and is the alternative to the NFIP. We were founded to change the way consumers and businesses think about and buy flood and parametric earthquake insurance. Neptune uses AI and ML-driven technology to make it fast and easy for consumers to buy and agents to sell insurance. We offer primary and excess residential, commercial, and RCBAP products in a 2-minute quote to bind process with greater coverage limits and additional optional coverages. Available in 49 states plus DC. Additional coverages we offer include Temporary Living Expenses, Replacement Cost on Contents, Pool Repair & Refill, Business Interruption, Building Betterments & Improvements, Unattached Structures, and more.